Can I Sell My Habitat For Humanity Home?

2 years ago
2 mins 51 secs

The age-old question from Habitat for Humanity homeowners throughout the country is, “Can I sell my Habitat for Humanity home?” Given that there are several clauses in owning a Habitat for Humanity house, this is a good question.

The good news is that you can sell your Habitat for Humanity home. However, if you decide you want to sell it, there are a handful of procedures you need to complete. First, you need to get a third-party appraisal. Afterward, you can start the price negotiations. Finalizing the sale can take up to 6 months to a year. 

Owning a Habitat for Humanity home is a big responsibility with a long-term commitment. But what happens when you need to break that commitment because you want to relocate. This guide can answer the question, “Can I sell my Habitat for Humanity house?”

What Is A Habitat For Humanity Home? 

Habitat for Humanity brings together experienced contractors, plumbers, painters, and more to construct decent homes. Each home is designed for a typical family. 

Most Habitat for Humanity homes are single or semi-detached homes. But over the years, they have included townhouses. Every home is either built using a mortgage paid by the homeowner or donations.

Should You Sell Your Habitat For Humanity Home?

The most obvious reason to sell your Habitat for Humanity home is you stand a chance to make a profit from your home. You could still make a good sale regardless of owning your home for a few years to a decade.

However, selling your Habitat for Humanity home may not be a good idea if you don’t have enough equity. Having little to no equity can be a big problem that can lead to an underwater mortgage. This is part of the reason that many believe that Habitat for Humanity is bad. Aside from that, you should not sell your Habitat for Humanity home if you can’t afford your next home. 

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Can I Sell My Habitat For Humanity Home?

You can sell your Habitat for Humanity home by following the process below. It is important to note that each process differs depending on location and other factors:

1. Submit A Formal Request

You will need to submit a formal request to your mortgage portfolio manager declaring your desire to sell your home. 

2. Schedule A Home Appraisal 

After a few weeks, a home appraiser will come to your house to assess its fair market value. The appraiser is usually a third party with no ties to Habitat for Humanity.

3. Sign Paperwork 

If you and Habitat for Humanity agree on a reasonable price, you can proceed with the sale. But you will need to sign a little paperwork. You can choose a closing date only after all the paperwork is signed. 

4. Close The Sale 

At closing, you can finalize the sale and hand over the key, and you’ll be good to go. Closing the deal typically takes anywhere between 6 months to a year. 


As much as you love your Habitat for Humanity home, there comes the point when you start thinking of selling it. It may have been something you’ve considered for a long time or a spontaneous decision. 

Whatever the case, check out their FAQ page to learn more. If you’ve decided you’re ready to sell your Habitat for Humanity home, we hope our guide will help you along the way.

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